Royale Mikri Logo

Our Story

Royale Mikri was born from a simple observation: traditional banks weren't serving everyday Ghanaians. Market women, farmers, and small business owners – the backbone of our economy – were being left behind.

In 2012, a group of Ghanaian bankers and community leaders came together in Kumasi with a radical idea: create a microfinance institution that truly understands and respects its clients. An institution that speaks Twi, that comes to your doorstep, that treats you with dignity regardless of how much you save or borrow.

We started with one small office on Old Bekwai Road and a team of 5 people going door-to-door, listening to what people really needed. They didn't want complicated products – they wanted simple, fair, and accessible finance.

Today, we have 8 branches across Ashanti Region, over 120 agents, and serve more than 50,000 clients. But our mission hasn't changed: to provide microfinance with a human touch, in Twi and English, with respect for every person.

"Sikasɛm a ɛboa obiara" – Finance that helps everyone.

Royale Mikri founder with clients
2012 Founded
50K+
Clients
Across Ashanti Region
GH¢25M+
Loans disbursed
Since 2012
8
Branches
In Kumasi and beyond
120+
Agents
Serving communities
98%
Satisfaction
Client surveys
70%
Women clients
Empowering women

Our Core Values

Respect

Every client is treated with dignity, regardless of how much they save or borrow. We listen first, then advise.

Fairness

Clear terms, no hidden fees, and interest rates that are fair for everyone. What you see is what you get.

Community

We're part of the communities we serve – we live here too. Our success is measured by our community's success.

Trust

Built over 13 years of serving our clients honestly. Your money is safe with us, always.

Innovation

From doorstep collection to mobile banking, we find better ways to serve you.

Compassion

We understand life happens. We work with you during difficult times, not against you.

Community Impact

Education Support

We've provided scholarships to 150+ children of market women. Annual back-to-school supplies for 500+ kids.

150+
Scholarships
500+
School supplies

Health Initiatives

Free health screenings at our branches every quarter. Partnered with Kumasi South Hospital for maternal health.

2,000+
Screenings
4
Hospitals

Farmer Training

Training programs for farmers on modern techniques and financial management.

2,000+
Farmers trained
12
Communities

Women Empowerment

70% of our clients are women. Special programs for women entrepreneurs and business training.

35,000+
Women clients
50+
Workshops

Our Partners

Have more questions?

We're here to help. Visit any branch or contact us directly.