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Royale Mikri Logo
Home
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Contact
0302420457
Target Savings

Target Savings

Nkɔanimu – Set a goal, save consistently, earn bonuses when you succeed

What's Your Goal?

"Biribi a wopɛ sɛ wonya – Something you want to achieve"

School fees • Business expansion • Dream wedding • Home renovation • Dream vacation

Save with Purpose

Target Savings is designed for people who have specific financial goals. Instead of just saving randomly, you set a target amount and a timeframe. We help you stay on track and reward you when you reach your goal.

"I wanted to save GH¢3,000 for my daughter's school fees. The Target Savings account helped me stay disciplined, and I got a bonus when I reached my goal!"

Whether it's for education, business, a special event, or a major purchase, having a clear target makes saving easier and more rewarding.

Interest Rate
7% - 8%
per annum + bonus
Goal Bonus
up to 5%
on goal completion
Minimum
GH¢20
to start

Plan Your Goal

Your Savings Plan

Monthly Savings Needed: GH¢ 250
Weekly Savings Needed: GH¢ 58
Daily Savings Needed: GH¢ 9
Interest Earned: GH¢ 240
Goal Bonus: GH¢ 150
🎯 On Track to Reach Your Goal!

Why Choose Target Savings?

Clear Goals

Set specific savings targets and track your progress. Motivation comes from seeing how close you are.

Completion Bonus

Earn up to 5% bonus when you reach your goal. Extra reward for your discipline.

Progress Tracking

Get monthly updates on your progress. See exactly how close you are to your target.

Flexible Timeline

Choose any timeframe from 3 months to 5 years. Adjust if your plans change.

Partial Withdrawals

Need some money early? You can withdraw but may affect your bonus.

SMS Reminders

Get friendly reminders to help you stay on track with your savings schedule.

Popular Savings Goals

School Fees

GH¢2,000 - 10,000
9-12 months

Business Capital

GH¢5,000 - 20,000
12-24 months

Wedding

GH¢10,000 - 30,000
18-36 months

Home Renovation

GH¢8,000 - 25,000
12-24 months

Vehicle

GH¢15,000 - 40,000
24-48 months

Dream Vacation

GH¢3,000 - 8,000
6-12 months

Goal Completion Bonuses

3%

On-time Completion

Reach your goal exactly on schedule

5%

Early Completion

Reach your goal before the deadline

2%

Consistent Saver

No missed months during your savings period

Bonuses are calculated on your total saved amount and added when you complete your goal.

Easy to Start

Valid ID

Ghana Card or Voter's ID

Passport Photo

One recent photograph

Initial Deposit

Minimum GH¢20

Your Goal

Tell us what you're saving for

Track Your Progress

We Help You Stay on Track

  • Monthly SMS updates with your progress
  • Visual progress charts at every branch
  • Friendly reminders when you fall behind
  • Goal celebration when you succeed
  • Adjustments allowed if circumstances change

Frequently Asked Questions

What happens if I need to withdraw early?
You can withdraw your savings anytime, but you may lose your goal completion bonus. Interest already earned is still yours.
Can I change my goal amount?
Yes! Life changes. You can adjust your goal up or down. Your savings plan will be recalculated.
How is the bonus paid?
When you reach your goal, the bonus is automatically added to your account. You can withdraw everything or keep saving.
What if I miss some months?
Don't worry. You can catch up later. Missing months may affect your bonus, but you won't lose your savings.

Set Your Goal Today

What are you saving for? Let's make it happen together.

Start Your Goal Call Us Find a Branch