Savings that grow
From daily Susu to fixed deposits, save with us and watch your money grow. Sika a enya mfaso
Susu Collection
Yɛba wo fie – We come to your doorstep. Free collection service for market women and traders.
Daily Susu
Save any amount daily. Our agents visit your shop or market every day.
Weekly Susu
Weekly collections for traders and business owners with busy schedules.
Our Savings Accounts
Savings Plus
- Free life insurance cover up to GH¢5,000
- No monthly fees
- Withdraw anytime
- Quarterly bonus interest
Children's Savings
- Start from GH¢10
- Free school supplies
- Financial literacy for kids
- Parent/guardian control
Fixed Deposit
- 3, 6, 12 month terms
- Higher interest rates
- Interest paid monthly
- Minimum GH¢500
Free life insurance with every savings account
Every active saver gets free life insurance cover. No paperwork, no extra cost, no medical exam.
- Accidental death cover – up to GH¢5,000
- Natural death cover – up to GH¢2,000
- Hospital cash benefit – GH¢50 per day (up to 30 days)
- Family paid within 48 hours – no delays
Savings Interest Rates
| Account type | Interest rate (p.a.) | Minimum balance | Insurance cover | Withdrawal |
|---|---|---|---|---|
| Daily Susu | 5% | No minimum | GH¢2,000 | Anytime |
| Weekly Susu | 6% | No minimum | GH¢3,000 | Anytime |
| Monthly Susu | 7% | No minimum | GH¢4,000 | Anytime |
| Savings Plus | 8% - 9% | GH¢50 | GH¢5,000 | Anytime |
| Target Savings | 7% - 8% | GH¢20 | GH¢3,000 | At goal |
| Children's Savings | 7% | GH¢10 | GH¢2,000 | With parent |
| Fixed Deposit (3m) | 10% | GH¢500 | GH¢5,000 | At maturity |
| Fixed Deposit (6m) | 11% | GH¢500 | GH¢5,000 | At maturity |
| Fixed Deposit (12m) | 12% | GH¢500 | GH¢5,000 | At maturity |
Interest calculated on daily balance, paid quarterly. Terms and conditions apply.
Why save with Royale Mikri?
Safe & Secure
Licensed by Bank of Ghana. Your money is protected.
Doorstep Service
We come to you. No need to visit a branch.
High Interest
Better rates than traditional banks.
Free Insurance
Every saver gets life cover at no cost.
Flexible
Save daily, weekly, or monthly – your choice.
Community
Join 50,000+ Ghanaians who trust us.
Start saving today
Open an account in minutes. Visit any branch or call our agent.