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Home
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Contact
0302420457
Fixed Deposit

Fixed Deposit

Sika a woto mu – Lock in higher interest rates. Guaranteed returns for your future.

UP TO 12% p.a.
Choose 3, 6, or 12 months

Guaranteed returns • Interest paid monthly • Minimum GH¢500

Guaranteed Growth

A Fixed Deposit is perfect when you have a lump sum you don't need immediately and want to earn higher interest than regular savings. Lock in your money for a set period and watch it grow with guaranteed returns.

"I had GH¢10,000 from my business that I didn't need for 6 months. The fixed deposit earned me GH¢550 in interest – much better than my regular savings account!"

Choose your term, deposit your money, and relax. We'll pay interest monthly or at maturity – you decide. No market risks, no fluctuations – just guaranteed growth.

Interest Rate
10% - 12%
per annum
Minimum
GH¢500
Terms
3, 6, 12m

Choose Your Term

3 Months

10% p.a.
  • Short-term commitment
  • Interest paid at maturity
  • Minimum GH¢500
  • Perfect for short-term goals
Choose 3 Months

6 Months

11% p.a.
  • Medium-term savings
  • Interest paid monthly
  • Minimum GH¢500
  • Most popular choice
Choose 6 Months

12 Months

12% p.a.
  • Long-term savings
  • Highest interest rate
  • Interest paid monthly
  • Maximum returns
Choose 12 Months

Fixed Deposit Calculator

Your Returns

GH¢ 5,275
Interest Earned: GH¢ 275
Effective Annual Rate: 11%

Monthly interest: GH¢ 45.83

Why Choose Fixed Deposit?

Guaranteed Returns

No market risk. Your interest rate is locked in for the entire term.

Higher Rates

Earn significantly more than regular savings accounts.

Monthly Interest

Choose to receive interest monthly or at maturity.

Safe & Secure

Your money is protected and insured.

Flexible Terms

Choose what works for your timeline.

Compound Growth

Reinvest interest for even higher returns.

Compare Fixed Deposit Terms

Term Interest Rate Minimum Interest Payment Example (GH¢5,000)
3 Months 10% p.a. GH¢500 At maturity Earn GH¢125
6 Months 11% p.a. GH¢500 Monthly Earn GH¢275
12 Months 12% p.a. GH¢500 Monthly Earn GH¢600

Easy to Open

Valid ID

Ghana Card or Voter's ID

Passport Photo

One recent photograph

Minimum Deposit

GH¢500 or more

Phone Number

Active mobile number

Fixed Deposit FAQs

Can I withdraw early?
Early withdrawal is possible but will incur a penalty and you'll lose some interest. We recommend choosing a term you can commit to.
How is interest paid?
You can choose to receive interest monthly to your savings account, or have it added to your principal at maturity.
What happens at maturity?
We'll contact you. You can withdraw everything, renew for another term, or transfer to another account.
Is my money safe?
Yes. We are licensed by Bank of Ghana. Fixed deposits are fully protected and guaranteed.

Lock in Higher Returns Today

Open a fixed deposit account in minutes. Choose your term and start earning.

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