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Royale Mikri Logo
Home
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Savings
About
Contact
0302420457
Children's Savings

Children's Savings

Mmofra nkɔanimu – Start saving for your child's future today. Little by little grows big.

Secure Your Child's Future

"Sua kakra, sua biara ma wo ba – Save little by little for your child"

Start from just GH¢10 · Free school supplies · Financial literacy for kids

Every Child Deserves a Bright Future

Children's Savings accounts help parents and guardians build a financial foundation for their kids. Whether it's for school fees, future business capital, or just teaching the value of saving, we make it easy and rewarding.

"I started saving GH¢20 every week when my daughter was born. Now she's 10 and has over GH¢10,000 for her secondary school. Medaase!"

The account is in the child's name but managed by you until they turn 18. It's the perfect way to teach financial responsibility while building a nest egg.

Interest Rate
7% p.a.
Start From
GH¢10
Active Accounts
8,500+

Why Save for Your Child?

Education Fund

Save for school fees, uniforms, books, and supplies. Be ready when school term starts.

Free School Supplies

Qualify for free school supplies every year based on your savings amount.

Compound Interest

Start early and let compound interest work its magic over 10-15 years.

Life Insurance

Free life insurance cover for the child (GH¢2,000) and parent (GH¢1,000).

Teach Savings

Involve your child in saving. Bring them to the bank to make deposits.

Birthday Club

Kids get birthday cards and small gifts from us every year.

Savings by Age Group

Little Ones

0 - 5 years
  • Start from birth
  • Long-term growth
  • Compound interest advantage

School Age

6 - 12 years
  • School fee planning
  • Free supplies yearly
  • Teach savings habits

Teenagers

13 - 17 years
  • Secondary school fund
  • University preparation
  • Debit card at 16

Free School Supplies

Save consistently and qualify for free school supplies every year!

Exercise Books

5-10 books per year

Pens & Pencils

Sets of writing materials

Mathematical Sets

For JHS students

School Bag

Every 2 years

School Uniform

Once per year

School Shoes

Once per year

Financial Literacy for Kids

We teach children the value of money through fun activities

Savings Games

Interactive games that teach saving

Kids' Workshops

Quarterly workshops at branches

Story Books

Free financial literacy storybooks

School Visits

We visit schools to teach

Birthday Club

Every Child is Special

All children in our savings program are automatically members of the Royale Mikri Birthday Club!

  • Birthday card with handwritten note
  • Small gift delivered to your home
  • Birthday savings bonus (extra interest that month)
  • Party at the branch for all birthday kids quarterly

Easy to Open

Child's Birth Certificate

Or any proof of birth

Parent/Guardian ID

Ghana Card or Voter's ID

Child's Photo

Passport photo (optional)

Initial Deposit

Minimum GH¢10

Frequently Asked Questions

Who controls the account?
The parent or guardian manages the account until the child turns 18. At 18, the child can take full control.
Can multiple people contribute?
Yes! Grandparents, aunts, uncles, and family friends can all deposit into the child's account.
What happens if we move?
Your child's account can be transferred to any of our 8 branches in Ashanti Region. Just visit the new branch.
Can the child withdraw money?
No, only parents/guardians can withdraw. This protects the savings for the child's future.

Start Saving for Your Child Today

Secure their future with just GH¢10. Visit any branch to open an account.

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