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Royale Mikri Logo
Home
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Contact
0302420457
Emergency Loan

Emergency Loan

Bosea a ɛyɛ ntɛm – When you need money fast. Same-day approval for urgent needs.

24-Hour Emergency Support

Medical bills? Funeral expenses? Urgent repairs? We're here to help. Call our emergency line anytime.

📞 0302 420 457

Help When You Need It Most

Life is unpredictable. When emergencies happen, you need money fast – not complicated paperwork and long waits. Our emergency loan is designed to get you funds the same day, with minimal requirements.

"My mother was rushed to the hospital. I needed GH¢500 for her medication. Royale Mikri gave me the money within 2 hours. Medaase!"

Whether it's a medical emergency, urgent home repair, or unexpected funeral expenses, we're here to help you through difficult times.

Loan Amount
GH¢200 - 2,000
Approval Time
Same Day
often within 2-4 hours
Repayment
1 - 3 months

Call Emergency Line

0302 420 457 · Available 24/7

WhatsApp Us

020 123 4567 · Quick response

Calculate Payment

See what you'll pay

Nearest Branch

Find help near you

Why Choose Emergency Loan?

Same-Day Approval

Get approved within hours, not days. Emergency funds when you need them most.

Minimal Paperwork

Just your ID and proof of emergency. No business plans or financial statements.

Mobile Money

Funds sent directly to your mobile money account. No need to visit a branch.

Short Term

1-3 month repayment period. Get back on your feet quickly.

Compassionate

We understand emergencies. We work with you, not against you.

24/7 Support

Emergency line available day and night. We're always here.

Quick Requirements

Valid ID

Ghana Card or Voter's ID

Mobile Money

Active mobile money account

Proof of Emergency

Hospital bill, funeral card, or repair estimate

Phone Number

Valid contact number

Interest Rates & Fees

Loan Amount Interest Rate (per month) Processing Fee Repayment Term
GH¢200 - GH¢500 5% 0.5% 1 month
GH¢501 - GH¢1,000 4.5% 0.5% 1 - 2 months
GH¢1,001 - GH¢2,000 4% 0.5% 2 - 3 months

Interest calculated on reducing balance. Lower processing fee for emergencies.

Common Emergency Situations

Medical Emergency

GH¢200 - GH¢2,000

Hospital bills, medications, emergency surgery deposits

Home Repairs

GH¢300 - GH¢1,500

Roof leaks, burst pipes, electrical faults, urgent repairs

Vehicle Breakdown

GH¢400 - GH¢2,000

Emergency car repairs to get to work or market

Funeral Expenses

GH¢500 - GH¢2,000

Unexpected funeral costs, transportation, arrangements

Emergency Loan FAQs

How fast can I get the money?
For returning clients, money can be sent within 2-4 hours. New clients typically get funds within 24 hours.
Can I apply on weekends?
Yes! Our emergency line is available 24/7, including weekends and holidays. Call us anytime.
What qualifies as an emergency?
Medical emergencies, funeral expenses, urgent home/car repairs, and other unexpected urgent needs.
Do I need a guarantor?
No guarantor needed for amounts up to GH¢1,000. For higher amounts, a simple reference is sufficient.

Need emergency funds now?

Don't wait. Call our emergency line or visit any branch. Yɛbɛboa wo ntɛm – we'll help you fast.

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