Loans for every need
From market traders to farmers, we offer flexible loans with fair terms. Bosea a ɛboa wo
Micro Business Loan
- 24-hour disbursement
- No collateral required
- Flexible repayment
- Interest from 3% per month
Group Loan
- Groups of 5-15 people
- Lower interest rates
- Peer support system
- Interest from 2.5% per month
Emergency Loan
- Same-day approval
- Minimal documentation
- For urgent needs
- Interest from 4% per month
Agricultural Loan
- For farmers & agribusiness
- Seasonal repayment
- Buy seeds & equipment
- Interest from 2.8% per month
Market Women
Over 2,500 traders in Kejetia trust us for their business loans.
Farmers
Agricultural loans with flexible repayment during harvest seasons.
Small Businesses
Grow your shop, buy inventory, and expand with our micro loans.
Why choose group loans?
Fekuw bosea – stronger together. Join with friends, family, or business associates.
Mutual Support
Group members guarantee each other. You're never alone.
Lower Rates
Group loans have 0.5% lower interest than individual loans.
Higher Amounts
Access up to GH¢50,000 as a group – more than individual loans.
Build Credit
Each member builds their credit history for future loans.
Loan Interest Rates
| Loan type | Monthly interest | Processing fee | Max term | Sample monthly payment (GH¢1,000) |
|---|---|---|---|---|
| Micro Business | 3% - 4% | 1% | 12 months | GH¢96 - 101 |
| Group Loan | 2.5% - 3% | 1% | 18 months | GH¢67 - 71 |
| Emergency Loan | 4% - 5% | 0.5% | 3 months | GH¢353 - 367 |
| Agricultural Loan | 2.8% - 3.5% | 1% | 24 months | GH¢54 - 58 |
Terms and conditions apply. Interest rates are reducing balance. Examples based on 12-month term for business loans.
What our clients say
Ready to apply?
Calculate your loan payments or contact us to start your application.